I am a Risk Management and Safety Professional looking for a challenging opportunity. I have 13+ years of combined commercial claims, underwriting and risk management experience. My unique background starting from commercial multiline claims to managing risk at the university level has provided me with the knowledge of a technical processor up to policies and procedures developer based around the mission and strategic plans of the organization.

While my career focus has been on insurance and risk management, I was recently able to gain experience outside of the box as human resources ethics and compliance coordinator and fleet manager. As a lifelong learner, I was thrilled with the challenge and look forward to continuing to build upon my knowledge in my next position. Ideally, I see myself as a part of a dynamic organization working collaboratively to get the job done.

I have been described by prior supervisors as a team player with the emphasis on getting the job done without the desire to ensure credit. I also have a keen ability to build enduring relationships that is ultimately required for buy in and negotiation of risk and safety processes and procedures. As a dedicated achiever of my own professional goals I ensure that those goals are in line with and support the success of any organization that I am a part of.

I love my profession and have made strategic career and educational moves to ensure that I am the best well rounded and knowledgeable risk and safety professional that I can be.

Karmen F. Binion


Karmen Binion




Negotiations, Due Diligence, Marketing, Process Improvement, Risk Assessment, Early Return to Work Management, Policy & Procedures Development, Safety & Loss Control